As an expat, it is possible to get a mortgage in the Netherlands to finance up to 100% of the purchase price of your house. You will also require sufficient funds to pay any additional costs, for instance the costs of getting the mortgage or the costs of registering the house. These costs cannot be included in the mortgage amount. The value of the house and the stability of your income are important factors that banks consider when providing you with a mortgage. The house must have sufficient value for the mortgage loan. In addition, a bank must be convinced that the mortgage payments are affordable for you both now as well as in the future.

How can I get a mortgage?
We can help you during the process of getting a mortgage. We provide you with specialist advice, based on your personal situation. Together with you, we determine what monthly costs are affordable for you and assess your need to insure against possible loss of income through a change in your circumstances such as death, inability to work, joblessness and pension. It is important that your mortgage matches your personal financial situation. We compare a large number of providers and request proposals that suit you best.

We are independent, just like our advice. We have no obligation whatsoever to particular products or suppliers. Our search is focused on finding the bank and the mortgage which suit you best.